Tracie Schmidt, Producing Branch Manager has been originating purchase and refinance mortgage loans in the State of California since 1999. Communication and Proper Expectations are key in closing a mortgage transaction on time. Tracie enjoys the technology side of real estate and uses top of the line systems to keep the client and realtor parties informed during the transaction. In 2015 Tracie was named the Affiliate of the Year by SDAR (San Diego Association of Realtors) for the service she does within the real estate community; she was also honored with the 2015 President’s award from the Women’s Council of Realtors San Diego County Network.